tag:blogger.com,1999:blog-2617625347464671080.post6986701564049867473..comments2010-04-07T13:15:38.935-04:00Copper Woodshttp://www.blogger.com/profile/02858652405927016862noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-2617625347464671080.post-85415184982628729172010-04-07T13:15:38.925-04:002010-04-07T13:15:38.925-04:00Hello BipolarPorch - thank you for sharing your story with me. I am glad that I am not alone in this situation. It seems that if I wasn&#39;t led into this career path that I wouldn&#39;t have purchased disability myself and I am glad that I did. It&#39;s unfortunate that it only lasted 2 years though, those laws should change because this is a lifelong struggle. However I agree with you that for the most part, one with this disease cannot be a fiduciary, at least for clients...it does become quiet a mess sometimes, like it did for me in the end, it was a struggle to juggle everyone and the customer service you should be able to provide to your clients. I just loved insurance and felt good about what I was involved in. Congrats on getting your CFP....that&#39;s a feat, I am surprised I even passed the series 7, barely with this condition (on the first try) - I could never do that again. Anyway, thanks again for sharing!<br />ForrestForrest Fyrhttp://www.blogger.com/profile/02858652405927016862noreply@blogger.comtag:blogger.com,1999:blog-2617625347464671080.post-86995259439124647772010-03-25T01:03:46.087-04:002010-03-25T01:03:46.087-04:00Forrest, you are a trip.<br /><br />I am the guy you described, expect that I excelled further to the point of obtaining my CFP and then actually leaving NML to open up my own fee-only planning practice.<br /><br />However, I had many cycles along the way. Many divorces. Much spending and impulsiveness too. Eventually I realized that this thing was leading me and I was really not aware of it...the whole time. So, I went out on my large individual disability policies and sold my firm.<br /><br />The truth is that someone with bipolar should not be a fiduciary. Maybe they could still sell insurance, but that is not what I was doing anymore. I was an actual fiduciary. And this disorder really does create irrational decionmaking along with the rest of it. As much as I loved my 19 year career, as much as I poured my heart into my education, and as much as I believe in fee-only financial planning, the truth was that I had Bipolar Im just like my dad, and that I had to come to terms with all the problems this condition was causing in my life along with the risk it posed to my clients.<br /><br />So, keep blogging. I for one enjoy reading about your situation as it is very relevant, obviously, to my own.BipolarPorchhttp://www.blogger.com/profile/04075232692440617747noreply@blogger.com